Published by:
Investkredit Bank AG, Renngasse 10, A−1013 Vienna, Tel. +43/1/53 1 35−0, Fax +43/1/53 1 35−983, www.investkredit.at, invest@investkredit.at

Editor:
Hannah Rieger, Tel. +43/1/53 1 35−112, rieger@investkredit.at,
Julius Gaugusch, Tel. +43/1/53 1 35−330, gaugusch@investkredit.at

Cover:
Georg Riha, from “A Higher View of Things. Nature and Landscapes” („Die höhere Sicht der Dinge. Natur und Landschaften“), Volume 1, published by Christian Brandstätter Verlag, Vienna 2005

Portraits:
Suzy Stöckl, Vienna

To order publications:
Investkredit Bank AG, Corporate Communications Department,
Renngasse 10, A−1013 Vienna,
Tel. +43/1/53 1 35−0, Fax +43/1/53 1 35−983, invest@investkredit.at

HTML-Concept and Design:
GeBer Geschäftsberichte, Mariahilfer Straße 71/17, A−1060 Vienna

Note: The English translation is provided for your convenience, the German original being the authentic text.

Publication deadline:
16 March 2006 for the German edition