The classic bank loan has matured into a modern financing instrument. When it comes to loan financing. our customers are able to choose from a broad range of loan qualities, terms and design options. The services are compiled and structured in a customised and situation-optimised manner - and designed to accommodate for the respective profit and liquidity situation, risk preference and prospected interest expectations.
Investkredit includes the following within its Loan Financing Business Field:
Short and long-term credit financing
Investkredit offers a broad spectrum of finance instruments designed to suit the strategic direction of each individual company. These range from short- and long-term loans to securitised financing (corporate bonds, Mittelstandsbonds, private placements) - all the way to investments. Whenever possible, Austrian and European subsidies are drawn upon in order to reduce financing costs. The EU Subsidy Database provides an overview of current business funding opportunities. Investkredit's Finance Naviator is the optimal tool to demonstrate the advantages of active capital structure management. The Finance Navigator demonstrates how bank products, risk factors and corporate planning influence a company
Syndicated lending with Volksbanks
Investkredit provides loan financing services for SMEs acquired by regional Volksbanks. Regional Volksbanks and Investkredit supervise companies and projects realised in the segments of tourism, health and wellness.
Leasing
Investkredit offers the entire spectrum of lease financing options lease financing options via the Volksbank Group's Leasing Companies.
Factoring
Factoring presents an innovative financial instrument used to facilitate corporate financing and growth by improving liquidity and equity ratios.
International School Financing
Investkredit is a known specialist when it comes to financing international privat schools. The Investkredit School Financing Competency Centre counts more than 20 schools in over 10 countries among its customers.