Loan financing

The Investkredit Financial Navigator is the ideal tool for identifying the advantages of an active capital structure management. This innovative instrument was developed by Investkredit with the assistance of the Future Value Group. Its aim is to minimise the costs of a company’s capital by actively structuring the source and application of the funds side of its balance sheet while simultaneously optimising its credit and risk quality.

The Financial Navigator

• supports companies in capital structure, liquidity and risk management
• enables a forecast of future company development and ability to bear risk
• quantifies the effects of different financing instruments on company planning

Steps towards long-term strategy development

1. Analysis of the initial situation, actual balance sheet, planning, risks, uncertainties etc. by Investkredit experts
2. Adapting plans, compiling individual risk profiles, discussing measures and instruments
3. Preparation of individual capital structure management by Investkredit experts
4. Consulting and interpreting results, selecting suitable financing strategies and strategies to overcome risk

What results does the Financial Navigator produce?

• forecasts about future ability to bear risk, based on company planning
• developing a suitable financing strategy and a strategy to overcome risks in order to stabilise and/or to improve future key data and ratings
• securing future company development through optimised company planning

New solutions for companies

The focus here is the customer-bank relationship, which is further cemented in joint talks about financing strategy. A better understanding of customer needs allows Investkredit to support the future course of the company and to develop together tailored and innovative solutions for the company's future financing.

In the Financial Navigator, Investkredit has developed an instrument which shows how banking products, risk factors and company planning affect the company. Pave the way for your successful future with the Bank for Corporates.

The Financial Navigator offers clear advice for company planning and the development of sustainable strategies. Your customer advisor will be glad to assist you with any further inquiries you may have.