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Interim Report
as at 31 March 2004
Investkredit
at a glance
Letter from
the Board
The Market Situation
Investkredit Shares
Group Structure
Income Development
Balance Sheet Structure
The Outlook
Segment Reporting
Corporates
Local Government
Real Estate
Quarterly Statements
Income Statement as at 31 March 2004
Income Statement: Quarterly Comparison
Interim Balance Sheet
Changes in Equity
Cash Flow Statement
Notes
Notes to the Income Statement
Segment reporting
Net interest income
Credit risk provisions
Net fee and commission income
Trading result
Net income from investments
General administrative expenses
Balance of other income and expenses
Notes to the Balance Sheet
Loans and advances to customers
Risk provisions
Trading assets
Financial investments
Other assets
Amounts owed to banks
Amounts owed to customers
Securitised liabilities
Provisions
Other liabilities
Subordinated capital
Other details
Derivative financial transactions
Fair value balance sheet
Market risks
Information on employees
Boards
Service
Financial Calendar
Glossary
Downloads
Order Service
Contact
Imprint
Declaration § 25 Austrian Media Act
Annual Report 2003
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Income Statement as at 30 June 2004
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Balance of other income and expenses
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Net fee and commission income
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Financial investments
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Declaration § 25 Austrian Media Act
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Income Statement: Quarterly Comparison
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Investkredit at a glance
Letter from the Board
Segment Reporting
Quarterly Statements
Notes
Notes to the Income Statement
Notes to the Balance Sheet
Loans and advances to customers
Risk provisions
Trading assets
Financial investments
Other assets
Amounts owed to banks
Amounts owed to customers
Securitised liabilities
Provisions
Other liabilities
Subordinated capital
Other details
(19) Subordinated capital
22 of 28
Of which listed
in EUR m
31.3.2004
31.12.2003
31.3.2004
31.12.2003
Profit participation rights capital
0
0
0
0
Supplementary capital
194
153
102
102
Other subordinated liabilities
256
250
189
187
Aggregate
450
402
291
290
In this Report, totals may not add up precisely because of rounding off.
Investkredit Group Interim Balance Sheet as at 31 March 2004
22 of 28