| INCOME STATEMENT
in EUR 1,000 |
2 Q/
2003 |
3 Q/
2003 |
4 Q/
2003 |
1 Q/
2004 |
2 Q/
2004 |
+/- 2 Q/
2004 |
| Net interest income |
28,998 |
26,518 |
33,764 |
33,656 |
40,124 |
+38 % |
| Credit risk provisions (net) |
-1,252 |
-4,376 |
474 |
-3,024 |
-1,711 |
+37 % |
| Net fee and commission income |
2,692 |
2,304 |
2,412 |
2,318 |
3,267 |
+21 % |
| Trading result |
-1,020 |
2,869 |
988 |
865 |
833 |
<-100 % |
| Net income from investments |
-488 |
116 |
-1,597 |
8,299 |
-4,017 |
>100 % |
| General administrative expenses |
-15,636 |
-14,423 |
-19,952 |
-16,374 |
-18,701 |
+20 % |
| Balance of other income and expenses |
7,754 |
940 |
2,214 |
-948 |
1,883 |
-76 % |
| Balance of extraordinary income and expenses |
0 |
0 |
0 |
0 |
0 |
- |
| Pre-tax profit |
21,047 |
13,948 |
18,303 |
24,792 |
21,678 |
+3 % |
| Taxes on income |
-1,670 |
189 |
-5,969 |
-5,211 |
-3,787 |
>100 % |
| After-tax profit |
19,377 |
14,137 |
12,334 |
19,581 |
17,892 |
-8 % |
| Minority interests |
-5,852 |
-5,241 |
-2,755 |
-5,968 |
-7,655 |
+31 % |
| Net profit |
13,525 |
8,896 |
9,579 |
13,613 |
10,237 |
-24 % |
In this Report, totals may not add up precisely because of rounding off. | |
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